Joey Kenyon
You’ve registered on SAM.gov. You’ve gotten your SDVOSB verification through VetCert. Now what? This is where most veteran business owners stall. The federal contracting world is massive, and figuring out which contracts to pursue first can feel overwhelming. There are hundreds of thousands of opportunities posted every year across dozens of agencies, and the terminology … Read more
If you’re a veteran looking into government contracting, you’ve probably seen two acronyms come up over and over. SDVOSB and VOSB. They sound similar, and both involve veteran-owned businesses. But they’re not the same thing, and the difference has a direct impact on how much money your business can make. Here’s what each one means, … Read more
The VA loan is famous for zero down payment. But zero down doesn’t mean zero cost at closing. There are still fees involved, and if you don’t understand them going in, you’ll be caught off guard on closing day. The good news is that VA loan closing costs are typically lower than conventional loan closing … Read more
If you want to win government contracts as a veteran-owned business, your first step isn’t finding contracts or writing proposals. It’s registering on SAM.gov. SAM.gov — the System for Award Management — is the federal government’s official database of businesses eligible to receive contracts. If you’re not registered in SAM, you don’t exist to the … Read more
If you already have a VA loan, you have access to one of the simplest and fastest refinance options in the mortgage industry. It’s called the Interest Rate Reduction Refinance Loan — the IRRRL, or what most people in the industry call the VA Streamline Refinance. The IRRRL lets you refinance your existing VA loan … Read more
The VA loan has no official maximum loan amount for veterans with full entitlement. That means technically there’s no cap on how much you can borrow. But “no limit” doesn’t mean “buy whatever you want.” What you can actually afford depends on your income, your debts, your credit score, and how much financial breathing room … Read more
Most veterans know they should be investing. The problem isn’t motivation — it’s knowing where to start. There are thousands of investment options, dozens of account types, and endless opinions online about what to buy. It feels complicated. It’s not. Investing as a veteran comes down to three decisions — where to put your money, … Read more
Choosing the right VA loan lender can save you thousands of dollars over the life of your mortgage. Not all lenders are created equal — some specialize in VA loans and understand the process inside and out, while others treat VA borrowers like an afterthought. The difference shows up in your interest rate, your closing … Read more
The VA loan gives you the ability to buy investment property with zero down. The BRRRR strategy gives you a framework for scaling. House hacking gives you a way to eliminate your housing costs. But none of that matters if you buy the wrong deal. The difference between a property that builds your wealth and … Read more
Your credit score controls more of your financial life than almost anything else. It determines your VA loan interest rate, your car insurance premium, your ability to get approved for a business loan, and in some cases whether you can rent an apartment. A 50-point difference in your credit score can mean tens of thousands … Read more